HELP!!! Can we file bankruptcy?

My husband and I have an appointment with an attorney next week. We are wanting to file chapter 7. But, my husband filed chapter 7 in 2005 before we were married. I don't know anything about bankruptcy. What are our options? Also, one of the loans we want to file on has a 4 wheeler for collateral on it and my nephew has the 4 wheeler. Will I have to take that from him? Will they take all of the collateral for that loan? Please help me out.